Dental implants are preferred over dentures by many people. However, the costs of implants are considerably more than the costs of dentures, leaving many people wondering how they’ll afford the costs. Dental implants are preferred over dentures because they look and feel more like the natural teeth. They are inserted into the jaw using a screw and do not come out like dentures. It is easier to eat, talk, and enjoy more confidence when dental implants are used.
Dental implants cost an average of $1,825 each, so it’s easy to understand why patients wonder how they’ll cover the costs. Some implants cost even more. Will dental insurance cover the costs of dental implants? Many People think their insurance company will pay for the implants. They usually cover the costs of dentures, after all. But, the truth is, insurance companies aren’t so willing to cover the costs of dental implants and you might find yourself searching for a way to pay for them yourself.
A Cosmetic Dental Procedure
It is rare that an insurance company will pay the costs of dental implants. Although there is likely some companies out there who offer partial or full implants payment, thee companies are few and far between. Why is it so hard to find a company to cover the costs of dental implants? Most companies pay for the costs of dentures because they are considered a health need. Implants, on the other hand, are considered cosmetic procedures and not a necessity. Dental insurance companies will not pay for a cosmetic procedure, thus dental implants costs are discussed from coverage.
Partial Procedure Payment
It is important to talk to your insurance agent to learn if the costs of implants are covered. Although the cost of the actual implant may not be covered, some of the procedures that you need to have the procedure may be covered by your plan. The agent can help you learn what is and what is not covered after a dental consultation. It is a nice relief to learn that the insurance company will pay for even some of the services needed when using an implant to replace missing teeth.
Options to Pay for Dental Implants
Dentists always welcome cash to pay for services, but when it is implants, most people do not have that kind of money to spend upfront. Luckily, a variety of pay options are available to patients to minimize the hassle of paying for the implants. Many dentists offer care credit for qualified patients. This is a type of credit card that is used only for dental care. Like any other credit card, an application must be completed and an approval given. Some dentists offer financing, but the patient must also qualify to use this service. However, dentist-offered financing is easier to qualify for than a dental credit card and the interest fees are usually lower. If you want implants and cannot afford the costs in full at the time of the dental visit, consider either of these options.